As you and your families gather to celebrate Thanksgiving, we would like to express our thanks to our partners and friends that have helped us deliver down payment protection to homebuyers across the United States.  As we look back on 2017 and ahead to 2018, we are left with great optimism that we can sincerely help today's homebuyers - and the industry as a whole - by reducing the risk of home buying and motivating buyers to get into the homes they want.  We have some great new data to share with you next week from our recent ValueInsured Modern Homebuyer Survey.  Until then, Happy Thanksgiving!