Lisa Prevost (New York Times) writes about things parents should be aware of when lending money to their children to purchase a home.  Her simple points can help make buying a home as happy as it should be for both parents and children.  We created +Plus down payment protection to make it even better.  Only +Plus goes a step beyond protecting the title and the bank loans, to protect the homebuyer's down payment against uncontrollable market loss.  it was made for situations like this where parents want to help their children achieve the dream they did and their parents did before them.  It was also made for these modern homebuyers who require flexibility and control of their home - not the other way around.  If they want to move, they can and not be stuck in a negative financial situation for them or their parents.